What is a cash sale?
A real estate sale where the buyer purchases outright without lender financing. Cash buyers may close faster because there is no loan approval contingency.
Cash Offer Guide
Everything sellers should know about cash offers.
A cash sale means the buyer purchases without mortgage financing. That can reduce appraisal, financing, repair, and closing delays.
How much do buyers pay?
Cash offers commonly range around 85-95% of fair market value, depending on location, condition, comparable sales, repair costs, and buyer goals.
What homes qualify?
Single-family homes, condos, townhomes, and multi-family properties up to four units may qualify, including homes needing repairs or title review.
Compare The Tradeoff
Cash may be lower than MLS, but the net can still make sense.
No repairs
Avoid pre-sale renovations, staging, and repeated inspection renegotiations.
No traditional commissions
Many sellers compare cash offers after factoring in 5-6% commissions, concessions, and holding costs.
Less fall-through risk
No mortgage contingency can mean fewer last-minute surprises before closing.